This is the third payday design I used, I kept them simple this year with minimal colouring, last year I went a bit all out and by the end I was so frustrated I wasn't enjoying it so this year I thought simple and easy and then everyone gets a hand coloured card that I'm happy with and no last minute rushing.
Image: "happy holidays" Your Next Stamp
Paper: "tatty teddy"
Die: "small scalloped rectangle" MFT stamps
Moose - E70, 71, 74, 77, 79, 49
Scarf and Present - YG17, 23, R39, 37